If you currently have a policy for property insurance, it will generally include a co-insurance clause. But what exactly is co-insurance, you might ask? Here is the answer from Risk & Insurance Consultants. Being co-insured requires those insured to bear insurance limits equal to, at minimum, a designated percentage of actual cash value of the property. This being so, if a[...]
In the ever-changing field of healthcare, it is the job of Risk & Insurance Consultants to keep you up to date on current policies and practices. By doing so, they ensure your knowledge of how legislation, such as the Patient Protection and Affordable Care Act (PPACA), affects your Atlanta health insurance. Following the implementation of Medicare and Medicaid in 1965, PPACA[...]
What is the benefit of using an independent insurance agency over a large company, one might ask? Risk & Insurance Consultants offers an explanation to this inquiry. The number one benefit is that they are there to represent YOU, helping you find the best commercial insurance coverage in Atlanta. By putting the client first, Risk & Insurance Consultants finds the best[...]
Off-site storage has lots of advantages if you have items that are worth keeping but you don't have space for. If it is worth keeping these items and paying for them each month, then they are worth spending a little extra on to make sure they are financially protected with the right kind of insurance. The Equifax Finance Blog shares[...]
If you drive, you need to have auto insurance in Atlanta . When working with an insurance agent, be sure to ask the right questions so that you know what’s on your policy. To help you out, here is a list from For Auto Insurance Quote: 1. Am I getting all the discounts that my auto insurer offers? 2. Do I have comprehensive[...]
Many take it for granted, but commercial insurance in Atlanta is very important. With help from Risk & Insurance Consultants, you can obtain the best type of insurance for you and your business. Risk & Insurance Consultants offers a variety of coverage. This includes liability, property and workers’ compensation insurance. Here is an outline of each one: 1. Liability insurance. Be sure[...]
Looking for an insurance agency that can serve all of your needs? Well, look no further. Risk & Insurance Consultants is a one-stop shop. Established in 2006, this independent agency will find the perfect personal, health, risk and/or commercial insurance coverage in Atlanta for you. If you need personal insurance, Risk & Insurance will help navigate the multitude of products available[...]
While recent home prices have been on the rise, the rise in costs of homeowners insurance has been going on for years now, even when home prices were depressed. And unfortunately, there is no break in the rise of insurance costs, as explained in the new article, “ Does Home Value Affect Homeowners Insurance?” on the Equifax Finance Blog. One of the[...]
Homeowners insurance can be an invaluable protection in the event that your home suffers a disaster, but most people only consider protection of the physical structure. While structural problems can be costly to fix, only using homeowners insurance for that purpose will cause you to miss out on some of the stronger protections. This is because homeowners insurance also covers[...]
2-10 Home Buyers Warranty® (HBW), a BC Rewards Sponsor, recently announced that longtime builder member Northpointe Communities has been awarded the company’s Gold Award. To receive the Gold Award, builders must have excellent claims history, enroll at least 50 homes per year and enroll 100 percent of their homes into the 2-10 HBW program. Northpointe Communities has been with 2-10[...]