Loan Officer David Ray with SRP Lending

Today, SRP Lending is shining the spotlight on David Ray, a key member of the company and a lifelong resident of metro Atlanta. With over 40 years of experience in residential construction and development, Ray’s expertise is foundational to SRP Lending’s thriving hard-money lending business.

“David’s dedication to the field of construction and home building has helped shape the landscape of metro Atlanta and is a driving force behind SRP’s success,” says Geoffrey Deckelbaum, Principal at SRP Lending. “His unique blend of industry experience, community connection and personal touch makes him an invaluable asset to our team and our partners.”

Ray’s journey began with a Building Science degree from Auburn University, followed by a successful career as a second-generation home builder. In 2014, coming out of the housing downturn, Ray partnered with his father, Mike Ray, in hard-money lending. Over the past decade, working together, David and Mike Ray have handled over 600 loans.

Now, as a loan officer for SRP Lending, David makes significant contributions by underwriting proposed loans and inspecting properties. His deep roots in the industry also allow him to continue his passion for residential development and home building in metro Atlanta.

David and his wife Ashley make their home in the Buckhead Forrest neighborhood, where they are raising their three children, Annie, Sarah, and Camden. Their family life is a reflection of David’s commitment to community and quality, values that resonate throughout his professional life.

About SRP Lending:

SRP Lending is a group of experienced private money lenders and builders prioritizing long-term partnerships. As a local company, SRP Lending focuses on the success of its partners rather than on generating volume. The company carefully vets each relationship to ensure it’s an ideal fit for all parties involved, and its principal members leverage their firsthand knowledge of challenges in the private money lending process to ensure swift and accurate client closings.

For more information, contact SRP Lending at 404-858-1085 or visit

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