Investors seeking secured opportunities in real estate often turn to trust deeds as a viable investment strategy. Offering a balance of steady income and relatively lower risk, trust deeds allow individuals to lend money to borrowers for real estate transactions while securing their investment in the property. In this guide, we’ll explore trust deeds, how they work, and how investors[...]
One of the many things we have learned over the past year is that property in Atlanta is almost always a good investment. As long as we’re speaking about organic real estate – rather than the mixture of lack of regulation and opportunism that leads to housing bubbles – property retains its value or will eventually rebound. Even in 2020,[...]
Home insurance can be complicated to understand. One key aspect to consider is adding a rider to your insurance policy. These policies are extra coverage that can be added to your regular policy and are very useful in certain situations. Let’s take a closer look at what homeowners insurance riders are, what they cover, and when you might need them[...]
Changes are coming to flood insurance. As a result, Atlanta homeowners and homebuyers need to be aware of how the Federal Emergency Management Agency (FEMA) Risk Rating 2.0 affects flood insurance rates and coverage. FEMA released several documents in early September 2021, including guidance for the upcoming transition to its new risk rating methodology. For instance, the guidance outlines how[...]
When buying or selling a home, the decision of whether to invest in a home warranty can be a tough one. And warranties vary between what you look for with a resale home versus a new home. We’ll outline the differences! What does a home warranty cover for a resale home? Your resale or gently used home won’t come with a builder’s[...]
As a new home buyer, some of the best news you can get when buying a home is that the your offer on the home of your dreams has been accepted. You are going to be thrilled to own a home, but this is the most crucial stage of the home buying process for a few important steps. One of[...]
The day you got your dog, did you think about how it could affect your homeowners insurance? Probably not. Did you know that the breed of your dog could cause some insurance companies to refuse to insure you as a homeowner? People with certain breeds of dogs that have been deemed dangerous such as pit bulls, Rottweiler’s and Chow Chows[...]
If you’re a first-time home buyer, then chances are you’ll soon be dealing with the task of purchasing homeowner’s insurance for the first time. Just like purchasing a home, purchasing insurance requires a decent amount of knowledge, understanding, research and comparison shopping to ensure you’re getting the coverage needed at the best price. This insurance policy should cover most damage[...]
[youtube https://www.youtube.com/watch?v=qHTmVsd1eDc&color2=FBE9EC&version=3] Academy Mortgage returns to finish answering the top 10 questions new home buyers have about mortgages in its weekly Mortgage Minute series. This week, Gina Spearman discusses what is included in monthly mortgage payments. Monthly mortgage payments will include principle, interest, taxes and insurance (PITI). The biggest part of the payment will come from principle and interest. Principle and interest[...]
With wildfires raging out of control due to a historic drought on the West Coast and incredible amounts of rain causing massive flooding along the East Coast, it’s no surprise that homeowner’s insurance rates are rising. If you own residential real estate in Atlanta, you’ve likely felt the sting of the rate hikes. However, it’s important to know that there[...]