U.S. Foreclosure

U.S. Foreclosure Market Saw Record Lows in 2021

The housing market continues to show improvement not only in Atlanta but across the country. While record-low national housing inventory remains, the number of foreclosures reported across continues to decrease. ATTOM recently released the 2021 Year-End U.S. Foreclosure Market Report, detailing scheduled actions, default notices and bank repossessions recorded in the past year. Licensor of the nation’s top comprehensive data and[...]

How Can I Lower Out-of-Pocket Expenses?

[youtube https://www.youtube.com/watch?v=AU_RO-dw5fQ&color2=FBE9EC&version=3] In this week’s Mortgage Minute Series, Travis Evans, a mortgage banker with Academy Mortgage, is back to continue discussing how to use a $5,000 buyer bonus incentive. This week, Travis talks about how to use that amount to lower out-of-pocket expenses. The $5,000 buyer bonus is a great way to put money toward closing costs. This can include not only[...]

How Can I Use My Seller Paid Closing Costs?

[youtube https://www.youtube.com/watch?v=Uz2nX5XsY6g&color2=FBE9EC&version=3] Back for another Mortgage Minute Series, Academy Mortgage is on hand to talk about the many incentives buyers can receive when they use their builder’s preferred lender. When choosing Academy Mortgage as a preferred lender, buyers will receive $5,000 in seller paid closing costs. Travis Evans, a licensed Mortgage Originator with Academy Mortgage, explains how this can be used[...]

edward andrews homes

Academy Mortgage on Atlanta Real Estate Forum Radio

Gina Spearman, manager of the builder services group at Academy Mortgage, is on today’s All About Real Estate edition of Atlanta Real Estate Forum Radio to discuss its mortgage products and current market conditions. Academy Mortgage is the nation’s largest independent lender, and it has enjoyed a successful year in the metro Atlanta market. Perhaps one of the most unique aspects[...]

What Makes an Offer Stand Out?

[youtube https://www.youtube.com/watch?v=x-6Wc2B1rOo&color2=FBE9EC&version=3] In this week’s Mortgage Minutes series, Mortgage Banker Travis Evans with Academy Mortgage discusses how you can make your offer stand out in this season’s busy real estate market. April is a very busy month for real estate, as it is in the middle of the spring selling season and many areas are very competitive when it comes to buying[...]

How Do Taxes Relate to Mortgages?

[youtube https://www.youtube.com/watch?v=RDPXE8GBSlY&color2=FBE9EC&version=3] April is upon us, meaning taxes are due. In this week’s edition of the Mortgage Minute series, Travis Evans, a mortgage banker with Academy Mortgage, explains how your taxes can affect a home mortgage. Many people may be unaware of this, but your tax return can affect the amount of mortgage you may qualify for. For example, filing a business[...]

Can I use my tax refund toward a down payment on a new home?

[youtube https://www.youtube.com/watch?v=2Sd3MlLRU60&color2=FBE9EC&version=3] This week, Academy Mortgage is back for another segment of Mortgage Minutes. Today, Gina Spearman discusses how Atlanta home buyers are able to use their tax return toward a down payment for a new home. The beginning of the year is a great time to start looking to for a new home to purchase. Many builders have not ended the[...]

Should I Buy a New or Resale Home?

[youtube https://www.youtube.com/watch?v=VaqVeRNj1L0&color2=FBE9EC&version=3] Academy Mortgage is back with this week’s Mortgage Minute series. Today, Gina Spearman continues to discuss the reasons why buyers prefer to purchase a new home instead of a resale (ie. used) home:  the great amenity package a new community has to offer. When purchasing a new home in an amenity-rich community, buyers also receive access to these amenities. These[...]