According to a report from HotPads, millennials will spend approximately over $200,000 in rent before they choose to buy a home, but renters in Generation Z (Gen Z, Gen Z-ers) will spend even more. In fact, Gen Z-ers will spend even more to rent before buying homes than any previous generation has spent. YIKES! Millennials and Gen Z — it is time to buy a house! There is a ton of real estate available for sale in Atlanta, so it is time to stop throwing rent money away and buy.

Adjusted for inflation and taking into account the rising cost to rent, HotPads estimates that Gen Z renters will spend approximately $226,000 to rent, an increase from the millennials’ spending, an estimated $202,000. Both are an even greater increase from the amount that baby boomers spent to be renters before they became homeowners, which was around $148,900. Additionally, and perhaps unsurprisingly, the top four cities where Gen Z-ers will spend the most on rent are all in California.

However, even though the Gen Z renters will spend more on rent than previous generations, they will spend less time as renters before coming homeowners than millennials. Baby boomers were renting for 10 years before buying homes, but HotPads predicts that Gen Z will rent for 11 years, while most millennials will rent for 12.

HotPads economist Joshua Clark says that if history is to be believed, then the forecast for Generation Z is that it will benefit from a stronger job market than the one that is available for millennials. “While rising rents and home values mean that it won’t be as easy for Generation Z to become homeowners as it was for baby boomers, they should get there sooner than millennials did.”

The results were curated from government data and its own rental data to determine how much money each generation has spend or would spend in a lifetime and how many years they would rent before buying homes. The predictions were based on the median birth years of each generation (baby boomers was 1954, millennials was 1987 and Generation Z was 2002). The rent year was also predicted by assuming that each renter began paying rent at age 20.

Here are the 10 cities that are expected to be the most expensive for the renters of Generation Z, and how much baby boomers and millennials will pay before becoming homeowners.

1. San Francisco
2. San Jose
3. Los Angeles
4. San Diego
5. Boston
6. Seattle
7. Washington, DC
8. New York City
9. Denver
10. Miami

See how much each generation pays before buying a home in each city at www.BusinessInsider.com.