Understanding FHA Loans as a Home Buying Option

https://www.youtube.com/watch?v=VSURVf90DWI Gina Spearman, Caliber Home Loans Atlanta are sales manager, joins Atlanta’s Best New Homes TV to explain Federal Housing Administration (FHA) loans as a home buying option. According to Caliber Home Loans’ website, an FHA loan is partially insured by the FHA, an agency created in 1934 to help borrowers and businesses recover from the Great Depression. “The FHA loan program is[...]

Benefits of Conventional Loans from Caliber Home Loans

https://www.youtube.com/watch?v=sFQOX9SweNg Caliber Home Loans is dedicated to assisting more borrowers with accomplishing their home ownership dreams by providing personalized, affordable lending solutions. Gina Spearman, Caliber Home Loans area sales manager, recently sat down with Atlanta’s Best New Homes TV to discuss the three main different loan options from Caliber Home Loans: conventional, FHA and VA. In this Mortgage Minutes segment, Spearman focuses on[...]

Understanding Homeowner’s Insurance

If you’re a first-time home buyer, then chances are you’ll soon be dealing with the task of purchasing homeowner’s insurance for the first time. Just like purchasing a home, purchasing insurance requires a decent amount of knowledge, understanding, research and comparison shopping to ensure you’re getting the coverage needed at the best price. This insurance policy should cover most damage[...]

How to Determine If You Need Additional Insurance for Holiday Gifts

If you plan to give or receive expensive gifts this holiday season, such as jewelry, electronics or even a trip, be sure to consider the type of insurance you’ll need to cover the items. Just because a valuable is located inside your home or vehicle doesn’t mean it will be covered under your standard homeowner’s, renter’s or auto insurance policy. The[...]

Academy Mortgage Explains What's Included in Your Monthly Mortgage Payment

[youtube https://www.youtube.com/watch?v=qHTmVsd1eDc&color2=FBE9EC&version=3] Academy Mortgage returns to finish answering the top 10 questions new home buyers have about mortgages in its weekly Mortgage Minute series. This week, Gina Spearman discusses what is included in monthly mortgage payments. Monthly mortgage payments will include principle, interest, taxes and insurance (PITI). The biggest part of the payment will come from principle and interest. Principle and interest[...]

What Impacts Homeowner’s Insurance Rates?

For many home buyers, insurance is the last (if any) thing they consider when making a purchasing decision. But as you search for a new home, keep in mind that the physical characteristics of a house—its size, location, construction, and overall condition—can affect the cost and availability of homeowner’s insurance. A recent article on the Equifax Finance blog, “ What Factors[...]

Buying New Construction Offers Long-Term Financial Benefits

When you decide it’s time to move, determining whether you should buy a new construction home or an existing home can be a challenge. There are many advantages to each, and with every buyer’s situation being different, the benefits of buying new or existing may be different. However, the team at Keystone Homes believes that there are three unique ways[...]