Brand Mortgage is today’s featured guest on the All About Real Estate segment of Atlanta Real Estate Forum Radio. Nikki Bell, vice president and business development manager for Brand Mortgage, is on hand to discuss the products offered by the lender and trends they’re currently seeing in the mortgage market.
As a subsidiary of Brand Bank, which has been in the lending business since 1905, Brand Mortgage focuses on teamwork, innovation and integrity. The mortgage company currently lends in Georgia, plus nine surrounding states.
At Brand Mortgage, buyers will find traditional products, such FHA, VA and conventional loans. In addition, the lender also offers niche products, such as specific loans for first-time buyers, second mortgage options, loans that require no mortgage insurance and 24-month bank statement programs that don’t require tax returns to apply, which is a great option for self-employed borrowers.
When asked about upcoming trends in financing, Bell said that they expect to see more qualified mortgage loans in the next 90 days as credit restrictions are loosened, which will be great for both the mortgage and housing industry. With rates still at historic lows and the expected loosening of credit standards, now is a great time to purchase a new home.
Bell reports that one of the biggest hindrances they see for first-time home buyers is the fear of the mortgage process and down payments. By partnering with a trusted mortgage company, such as Brand Mortgage, buyers will have a great team available to walk them through the process. Bell also suggests that potential buyers find a Realtor that specializes in the first-time home buying process, as they can typically guide them through the entire process while answering many questions. Overall, Bell advises buyers not to be afraid, because there are a great deal of resources and people willing to help them through the process so they don’t have to do it alone.
To learn more about Brand Mortgage, listen to the full podcast above. For more information on the company’s products and locations, contact Nikki Bell at 678-357-2574 or visit www.BrandMortgage.com.
Atlanta Real Estate Forum Radio’s “All About Real Estate” segment airs on Fridays and highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact 770-383-3360 or via the contact form on this site.
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