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On today’s All About Real Estate edition of Atlanta Real Estate Forum Radio, co-hosts Carol Morgan and Todd Schnick are joined by David Godwin, Senior Vice President of Business Development with BankSouth Mortgage, to promote the company’s many options for every kind of home buyer.
Godwin has been in the mortgage industry for 20 years, the last five of which have been spent with BankSouth Mortgage. Previously working for a different mortgage company acquired by SunTrust, Godwin met Kim Nelson, founder and CEO of BankSouth Mortgage and joined BankSouth in 2012.
BankSouth Mortgage was first founded as LoanSouth Mortgage in 2008, when opening a company in the mortgage business was unlikely to be a successful venture. In February 2011, BankSouth Mortgage partnered with BankSouth and became a bank-owned mortgage company in order to expand its offerings to clients through the partnership. If BankSouth Mortgage doesn’t have an option that works for a client, then the client is invited to speak with BankSouth to learn more about options and mortgage plans that work. Today, the mortgage company operates out of 10 offices with more than 200 employees in Atlanta, Kennesaw, Milton, Gwinnett, Savannah and more and is continuing to grow, planning to open offices in Columbus and Duluth in early 2018.
As a bank-owned mortgage company, BankSouth Mortgage offers traditional mortgage products, from conventional loans, FHA loans and USDA Rural loans to VA and construction/renovation loans, each category with a diverse array of options. In addition to these, Godwin says, BankSouth Mortgage “covers the gamut” with products that are aimed at helping clients who may be looking for a new home after the downturn, are building income or a savings account, are out of school with student loan debt and more to qualify for a mortgage. “Portfolio products” help buyers who may not fit into any of the boxes offered by BankSouth and jumbo loans are offered for move-up buyers. More options are continuing to be offered, including condo financing, bank statement financing and subordinated financing.
Home buyers don’t need to know what all these “mortgage speak” terms mean to be able to move forward with BankSouth. The team of around 45 seasoned, trusted loan officers is able to have an open discussion with home buyers who may not know where to start and advise them on what their options are.
Learn more about BankSouth Mortgage by listening to today’s podcast, connecting with BankSouth on Facebook and Twitter or by visiting www.BankSouthMortgage.com.
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A special thank you to Jackson EMC for sponsoring Atlanta Real Estate Forum Radio. Jackson EMC offers homebuyers peace of mind and lower bills with its certified Right Choice™ new home program. These homes are built to be energy efficient and sustainable with improved indoor air quality, convenience and comfort.
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The Atlanta Real Estate Forum Radio “All About Real Estate” segment, presented by Denim Marketing, airs on Fridays and highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. Subscribe to the Atlanta Real Estate Forum Radio podcast on iTunes, and if you like this week’s show, be sure to rate it.