The Atlanta branch of Academy Mortgage is excited to announce that they will be partnering with Habitat for Humanity to build a new home in the metro Atlanta area beginning October 9, 2013. Academy Mortgage, recently named the number two lender for new homes in Atlanta, believes their mission does not stop at securing home loans. While they strive to help[...]
One of the best ways to get a lower mortgage payment when purchasing a home is by getting a high score with origination points, also known as discount points! These points, which are equal to one percent of the total loan value, can be paid by the borrower, the home seller or can even be gifted by relatives to help[...]
With both home sales and home prices finally back on the rise, more new homebuyers are beginning to look into mortgage and loan options that fit their needs. For those looking to purchase a new home in Atlanta, Academy Mortgage may have just the loan you need to secure your dream house. Jumbo loans, which previously had a negative connotation during[...]
You have negotiated an offer on your new Atlanta home, and you’re working with a lender. Your application has been accepted and (cross your fingers here) everything is looking good for closing on time. There’s so much to do between now and then. Let’s talk about the things you should NOT be doing. You should NOT be out making huge[...]
A great credit score is the golden ticket to purchasing a new home in Atlanta. If your credit history is solid, you'll have absolutely no problem getting approved for a mortgage loan and beginning your new life as a homeowner. However, if you have bad credit history, you are less likely to be able to fulfill your dreams of homeownership.[...]