When buying or selling a home, the decision of whether to invest in a home warranty can be a tough one. And warranties vary between what you look for with a resale home versus a new home. We’ll outline the differences! What does a home warranty cover for a resale home? Your resale or gently used home won’t come with a builder’s[...]
The day you got your dog, did you think about how it could affect your homeowners insurance? Probably not. Did you know that the breed of your dog could cause some insurance companies to refuse to insure you as a homeowner? People with certain breeds of dogs that have been deemed dangerous such as pit bulls, Rottweiler’s and Chow Chows[...]
If you’re a first-time home buyer, then chances are you’ll soon be dealing with the task of purchasing homeowner’s insurance for the first time. Just like purchasing a home, purchasing insurance requires a decent amount of knowledge, understanding, research and comparison shopping to ensure you’re getting the coverage needed at the best price. This insurance policy should cover most damage[...]
[youtube https://www.youtube.com/watch?v=qHTmVsd1eDc&color2=FBE9EC&version=3] Academy Mortgage returns to finish answering the top 10 questions new home buyers have about mortgages in its weekly Mortgage Minute series. This week, Gina Spearman discusses what is included in monthly mortgage payments. Monthly mortgage payments will include principle, interest, taxes and insurance (PITI). The biggest part of the payment will come from principle and interest. Principle and interest[...]
With wildfires raging out of control due to a historic drought on the West Coast and incredible amounts of rain causing massive flooding along the East Coast, it’s no surprise that homeowner’s insurance rates are rising. If you own residential real estate in Atlanta, you’ve likely felt the sting of the rate hikes. However, it’s important to know that there[...]
In today’s economy, many individuals are renting out their homes. It may be due to the fact that they need to move out of the area for a job and are unable to sell their current home, or they may need to downsize into a smaller home with lower monthly expenses (or move in with family, perhaps), or they may[...]
While you’re spring cleaning this year, it’ll be a great time to evaluate your insurance. You may have received valuable gifts over the holidays or purchased valuables in the past year that need to be insured. Your homeowners insurance will cover certain risks, but it’s time to be sure that your new items, including any jewelry, antiques, art, etc., are[...]
When was the last time you reviewed your homeowners insurance policy? Have you ever reviewed it since you originally purchased it? Your existing coverage may be fine; but if you have done any of the following since last updating your policy, it’s time to review your coverage, according to the experts at the Equifax Finance blog in the recent article,[...]
While you’re planning that outdoor barbecue, pool party or July Fourth cookout, you’re probably not thinking about insurance….but if your outdoor space were to be damaged or someone hurts themselves on your deck or patio, insurance would certainly cross your mind. So the time to think about it is now, and the insurance pros at the Equifax Finance blog have[...]
While recent home prices have been on the rise, the rise in costs of homeowners insurance has been going on for years now, even when home prices were depressed. And unfortunately, there is no break in the rise of insurance costs, as explained in the new article, “ Does Home Value Affect Homeowners Insurance?” on the Equifax Finance Blog. One of the[...]