Home Insurance Riders: When Does Extra Coverage Make Sense?

Navigating Home Insurance Riders: When Does Extra Coverage Make Sense?

Home insurance can be complicated to understand. One key aspect to consider is adding a rider to your insurance policy. These policies are extra coverage that can be added to your regular policy and are very useful in certain situations. Let’s take a closer look at what homeowners insurance riders are, what they cover, and when you might need them[...]

Understanding Homeowner’s Insurance

If you’re a first-time home buyer, then chances are you’ll soon be dealing with the task of purchasing homeowner’s insurance for the first time. Just like purchasing a home, purchasing insurance requires a decent amount of knowledge, understanding, research and comparison shopping to ensure you’re getting the coverage needed at the best price. This insurance policy should cover most damage[...]

Academy Mortgage Explains What’s Included in Your Monthly Mortgage Payment

[youtube https://www.youtube.com/watch?v=qHTmVsd1eDc&color2=FBE9EC&version=3] Academy Mortgage returns to finish answering the top 10 questions new home buyers have about mortgages in its weekly Mortgage Minute series. This week, Gina Spearman discusses what is included in monthly mortgage payments. Monthly mortgage payments will include principle, interest, taxes and insurance (PITI). The biggest part of the payment will come from principle and interest. Principle and interest[...]

What Causes Your Homeowners Insurance Rates to Increase?

With wildfires raging out of control due to a historic drought on the West Coast and incredible amounts of rain causing massive flooding along the East Coast, it’s no surprise that homeowner’s insurance rates are rising. If you own residential real estate in Atlanta, you’ve likely felt the sting of the rate hikes. However, it’s important to know that there[...]