Understanding Homeowner’s Insurance

If you’re a first-time home buyer, then chances are you’ll soon be dealing with the task of purchasing homeowner’s insurance for the first time. Just like purchasing a home, purchasing insurance requires a decent amount of knowledge, understanding, research and comparison shopping to ensure you’re getting the coverage needed at the best price. This insurance policy should cover most damage[...]

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Academy Mortgage on Atlanta Real Estate Forum Radio

Gina Spearman, manager of the builder services group at Academy Mortgage, is on today’s All About Real Estate edition of Atlanta Real Estate Forum Radio to discuss its mortgage products and current market conditions. Academy Mortgage is the nation’s largest independent lender, and it has enjoyed a successful year in the metro Atlanta market. Perhaps one of the most unique aspects[...]

Millennials Seek Smaller Houses with Home Technology

Millennials are increasingly flooding the home buying market, leaving many builders and Realtors unsure of how to target this new group of consumers. At a recent International Builders’ Show (IBS) press conference on Millennials’ home trends and preferences, panelists revealed that Millennials are largely focused on finding smaller homes that are equipped with innovative technology. According to NAHB Assistant Vice President[...]

Freddie Mac and Fannie Mae Announce 3% Down Mortgage Options

In an effort to make homeownership more affordable, mortgage giants Fannie Mae and Freddie Mac announced programs to purchase mortgages with down payments of as little as three percent. These programs went into effect on Saturday, and they are aimed at first-time home buyers in particular. "NAHB commends Fannie Mae and Freddie Mac for instituting new loan guidelines that will allow[...]

What Do Underwriters Look at During the Mortgage Application Process?

First-time home buyers can often be overwhelmed by the mortgage application process. Academy Mortgage aims to make that process slightly easier for buyers. Through a series of videos, Academy Mortgage will answer the top 10 questions buyers reported having about mortgages in a new national study. One of the most common questions asked by prospective home buyers is “What do underwriters[...]

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Atlanta Real Estate Forum Radio: Smith Douglas Homes

This week’s Deal of the Week is presented by Smith Douglas Homes in conjunction with Fidelity Bank. Together, the metro Atlanta home builder and mortgage lender are hosting a First-Time Home Buyers Workshop at Ballentine Pointe, a new community from Smith Douglas Homes in Hiram. Held on Saturday, Aug. 9 at 10 a.m., the event is designed to discuss everything buyers[...]

Smith Douglas Introduces New Corporate Brand, Smith Douglas Homes

Popular Atlanta new home builder, Smith Douglas Communities, is thrilled to announce it has rebranded as Smith Douglas Homes. Buyers in metro Atlanta can still expect to find the same quality-built homes at affordable prices that they’ve come to expect from the award-winning builder. “We are first and foremost a home builder. Our decision to rebrand from “Smith Douglas Communities to[...]

USDA Loans Make Zero Down a Possibility

USDA Rural Development loans are proving to be a bright alternative  among the seemingly ongoing restrictions and regulations that preclude many potential first time buyers from home ownership. Offered through the US Dept of Agriculture (USDA) to promote and stimulate home sales and development in rural areas, Rural Development (RD) loans have been a silver lining in an otherwise challenging[...]

Demographic Trends in Atlanta Real Estate

John Hunt with ViaSearch discussed demographic trends at the Atlanta Housing Summit. He says to sell real estate it is time to go back to basics and really focus on product, price, place, promotion and target audience.  Here is a brief overview of  home buyer demographics in the Atlanta new home market: $150,000 is the new $250,000 in Atlanta. First-time homebuyers in[...]

April is New Homes Month – Celebrate by Buying a New Atlanta Home

April is known for many thing - Easter, rain, Spring Break- but real estate agents and other professionals in the home building industry should also associate April with new homes because April is "New Homes Month." It really makes perfect sense that April is considered "New Homes Month" because it usually during the month of April when many home builders[...]