With smartphones increasingly becoming a vital part of our lives and integrated into everything from calling to turn-by-turn navigation and online shopping, it is important to realize that in addition to all the many ways that smartphones can help you spend money, there are also great ways to stay on top of your finances with the help of your mobile[...]
Your credit history and the score that is derived from it by the big three reporting agencies, is serious business: it has a standing in big finance and purchases, especially in how much interest you will have to pay on loans. Since this is such a big deal, it’s important to know how long it takes for things to move[...]
Just like your home or office needs to be cleaned up with the change of the season, it can do wonders for your credit report and boost ID protection to give your finances and personal documents a thorough cleaning during the fall and spring. With the change of temperatures, and the holidays right around the corner, now is a perfect time[...]
The devastation on the East Coast left in the wake of Hurricane Sandy has been tremendous, and as the nation is glued to the coverage from TV to Instagram for updates. In the face of such damage, it’s not uncommon to wonder how a natural disaster of this magnitude would affect you in a similar situation. If you own your home,[...]
If you are waiting for your credit score to go up after improving your financial habits, it can seem like it takes forever from the time you pay your bills and cut down on debt to see the results that you need for a big lifestyle change. The Equifax Finance Blog explains why there can be such a lag between[...]
While credit cards can be helpful for reaching your financial goals, it is important to keep a number of money management tips in mind when using them so that you can avoid the easy slide into debt through overspending. The Equifax Finance Blog shares info about the top ways people misuse and abuse their credit cards and ruin their FICO scores[...]
Is you lackluster credit score negatively affecting the interest rate on your home loan? Chances are it is, but you may not know why. However, the newly passed Dodd-Frank Wall Street Reform and Consumer Protection Act, will help homeowners become more informed about their credit score and its implications for taking out a loan. A recent Equifax Finance Blog explains the[...]
Do you have good credit scores? If so, you probably work hard to keep them intact. Having high scores can help you get approved for new lines of credit, including credit cards, auto loans and mortgages. But having bad scores will keep you from getting the things you want most. To help you avoid some common mistakes, here are some[...]
If you use your credit card to make common purchases, it is especially important that you are aware of your credit activity. There are ways you can protect yourself and your credit history from becoming prey to identity thieves. The Equifax Finance Blog has an article about these tools, “ Fraud Alert Versus Security Freeze,” to let you know when it is[...]
If you've ever had trouble managing debt, chances are good that your credit scores have taken a hit. Lower scores result in a greater chance of being rejected for a new credit card in the future. People who want to start fresh but are having trouble being approved for new lines of credit may want to check out a recent[...]