When we think about getting a mortgage and getting our credit scores in great shape to become an attractive borrower to lenders, we sometimes don't think about the impact our tax situation may have on our ability to get in a new home. But there's a very good reason to make sure your taxes are all in order before you[...]
If you aren’t paying your credit card balances in full each month, you probably see your interest charges on your credit card statement each month, but do you know how those are calculated? When you are building your credit score for a mortgage for your next home, this information is key. The Equifax Finance blog explains credit card interest calculations[...]
We talk about credit scores frequently here because they have a huge impact on your mortgage possibilities, but there are many more reasons to get your credit score as high as possible and keep it that way (whether you are looking to buy an Atlanta new home or you are happy where you are living now). Equifax expert Miranda Marquit[...]
Have you decided that this is the year that you will improve your credit score and get in on your own piece of Atlanta real estate? If so, start with some facts about your credit score from the Equifax Finance experts in their newest article, “Eight Things You Don’t Know About Your Credit Score.” The first four facts in the article include: Credit[...]
The Equifax Finance Blog offers advice to those looking to pay down their debt in the New Year in preparation for an Atlanta mortgage in the recent article, “ Tips for Paying Off Debt in 2014.” The article recommends first making a list of all of your debt and checking your list against your credit report to be sure that you’ve remembered[...]
You’ve probably heard that not all debt is created equal; that some debt is good and some is bad. What does that mean? Isn’t all debt bad? If not, what are some examples of good debt and what is bad debt? The credit experts at the Equifax Finance blog answer these questions, how good debt can help you get a[...]
If you pay attention to housing news, you’ve no doubt been hearing that interest rates are expected to rise slighting through the end of the year. Rising interest rates not only impact Atlanta real estate, but they impact nearly everything you buy on credit. You may feel like rising interest rates can only be a bad thing, but there is[...]
If you’re looking to improve your current financial situation or prepare to get the best mortgage in Atlanta, the Equifax Finance blog offers some tips for getting your credit report in order in the recent article, “ Four Steps to Cleaning Up Your Credit Report.” First, pull a copy of your credit report. You have to know where you stand so you[...]
If in preparation for your purchase of a new home in Atlanta you have pulled you credit reports and scores to make sure your financing ducks are in a row, you may have noticed that your scores are different from each of the three agencies. This is normal and the Equifax experts explain why in the aptly titled, " Why Are[...]
If you are considering a new home in Atlanta, you should start by analyzing your own finances from your savings to your credit score. If you have gone over your credit reports and scores and know that there are things in your past that could hurt your chances of getting the best home you can at the most favorable rate[...]