All About Real Estate with Delta Community Credit Union

Today’s Atlanta Real Estate Forum Radio All About Real Estate show welcomes Pam Davis, the senior vice president of branch delivery and operations for Delta Community Credit Union. Many ask, “What is the difference between a credit union and a bank?” Well, in a credit union, the account holders are equal owners of the institution, which means that a credit union[...]

Academy Mortgage Offers ARMs with Low Down Payment Options

As the real estate market continues to rebound, new mortgage products are becoming available to home buyers. Academy Mortgage is pleased to be able to offer today’s buyers the option of selecting an adjustable rate mortgage, also known as an ARM. Although adjustable rate mortgages received negative publicity during the downturn, they can still be very beneficial to the right home[...]

Watch Out for Predatory Lenders

It's sad, but true. There are predatory lenders in the Atlanta real estate market that take advantage of well-intentioned Americans hoping to own their own home. Here are a few warning signs from the Northeast Atlanta Metro Association of REALTORS®' foreclosure prevention site, www.UnnecessaryForeclosure.com. Here are some warning signs of predatory lending: Sounds too easy. “Guaranteed approval” or “no income verification” regardless[...]