We've all been through some rough times during the past few years thanks to the economic downturn. But, now that the market is getting better, many buyers are looking to start a new chapter in their lives by purchasing a new home in Atlanta. However, just how long will those bumps and bruises on your credit report keep you from[...]
With the Atlanta real estate market still in a state conducive to buying new homes in Atlanta, many homeowners are considering purchasing a second home, while holding onto or leasing out their existing home. However, the biggest concern when it comes to making this kind of purchase is securing a second mortgage. At Academy Mortgage, we can help you secure the[...]
According to the latest HousingPulse Survey from Campbell/Inside Mortgage Finance, first-time homebuyers represented the fastest growing segment of home purchases for February with 34. 5 percent of home purchase transactions. This increase improves upon the January gains and boosts this segment from the four-year survey low of 32.9 percent in December 2012. Further encouraging statistics for the first-time buyer demographic is[...]
Have you recently purchased a home or are looking to purchase a home, and you've noticed a mortgage insurance fee? If you're not quite sure what that is, you aren't the only one. Many homeowners and homebuyers are confused or unaware of mortgage insurance, but it's not something that should be ignored. Mortgage insurance was created in order to protect the[...]
[youtube https://www.youtube.com/watch?v=Xykw915ivWo&version=3&hl=en_US] It’s a good thing Academy Mortgage is always here to help and to answer home buying questions. With an increase in home building driving the Atlanta real estate market back up, new home buyers are beginning to need help once again when it comes to financing uncertainties. Starting with a credit report, buyers should look at this personal information as[...]
If you've been wanting to move into one of the gorgeous new homes you're always seeing on Atlanta Real Estate Forum, but have been waiting for the right time to sell your old home, now is the time to finally put it on the market! The supply of homes on the market in Atlanta has been steadily decreasing over the last[...]
Did you rack up a huge bill this holiday season with your shopping ? Academy Mortgage wants to remind potential new home buyers in the Atlanta market to pay attention to their credit score, especially this time of year. While it may seem like a good idea to sign up for a new credit card in order to pay for all[...]
As lawmakers continue to quibble over the fiscal cliff issue, one of the items being placed on the chopping block is the mortgage interest tax deduction. If eliminated, the financial impact on real estate in Atlanta and housing markets nationwide could once again devastate the housing economy. Currently, the home mortgage interest deduction allows taxpayers who own their own homes to[...]
Does your holiday gift list this year include an Atlanta new home? Academy Mortgage wants to help you cross it off with help from our in house mortgage services. That's right, Academy Mortgage guarantees that you can be in a new home in as little as two weeks, just in time for the holidays! Since all of our underwriting and mortgage[...]
Most Atlanta metro area residents have probably noticed plenty of construction trucks and dirt movement as more and more homebuilders get back into the swing of things. Now that it's finally a good time to buy again, there is still a looming question on many buyer's minds: should I buy an Atlanta new home or resale property? While you may think[...]