Academy Mortgage Explains Changes Coming to Mortgage Rules

[youtube https://www.youtube.com/watch?v=3_kUXm2vBTA&color2=FBE9EC&version=3] In this week’s edition of Mortgage Minutes, Kelly Allison, licensed mortgage originator with Academy Mortgage, discusses new mortgage rules that will take effect this year. Many factors impact the mortgage payment, and these changes will hope home buyers understand all of the things that make up their mortgage and the true cost of obtaining that mortgage. Starting August 1, 2015,[...]

How Do I Qualify for the National Home Buyers Fund?

[youtube https://www.youtube.com/watch?v=q6rBwrSr3os&color2=FBE9EC&version=3] In this week’s Mortgage Minutes, Academy Mortgage is back with Tripp Johnson, a licensed mortgage originator, who is on hand to explain the National Home Buyers Fund grant program. Academy Mortgage is excited to announce that the state of Georgia has been approved for the National Home Buyers Fund (NHF) grant! This program has been around since 2012; however, Georgia[...]

Use Your Tax Refund as Down Payment on a New Home in Atlanta

[youtube https://www.youtube.com/watch?v=2Sd3MlLRU60&color2=FBE9EC&version=3&modestbranding=1] In this week’s Mortgage Minutes, Academy Mortgage explains how your tax refund can be used for a down payment on a new home in metro Atlanta. The beginning of the year is a great time to get a mortgage and buy a home, as many builders haven’t ended their promotions from 2014, or they’ve already begun offering new first[...]

Academy Mortgage Explains Pre-Approval and Pre-Qualification

In this week’s Mortgage Minutes, Academy Mortgage is continuing its series that aims to help answer the top 10 questions home buyers reported having in a new national study. In the study, many prospective buyers reported that they were unsure of the difference between being pre-qualified and pre-approved for a mortgage loan. According to the experts at Academy Mortgage, it is[...]

Academy Mortgage Offers ARMs with Low Down Payment Options

As the real estate market continues to rebound, new mortgage products are becoming available to home buyers. Academy Mortgage is pleased to be able to offer today’s buyers the option of selecting an adjustable rate mortgage, also known as an ARM. Although adjustable rate mortgages received negative publicity during the downturn, they can still be very beneficial to the right home[...]

Academy Mortgage Advises Consumers on how to Raise Their Credit Scores

[youtube https://www.youtube.com/watch?v=sy2AI6Y34GI&color2=FBE9EC&version=3] In this week’s edition of Mortgage Minutes, Academy Mortgage offers advice on how to raise your credit score. Your credit score is a very important aspect in securing a mortgage, and it can also affect the interest rate you will receive. The closer your credit score is to 850, the lower your interest rate will be. There are many ways[...]

Academy Mortgage Celebrates 25 Years in Business by Giving Back

Last year marked Academy Mortgage’s 25th year in business, and it celebrated this milestone in a very meaningful way. Employees of each Academy Mortgage branch across the country donated 25,000 hours of community service to the communities they serve. The Atlanta branch of Academy Mortgage chose to celebrate the company’s 25th year of business by giving back to Habitat for Humanity,[...]

Academy Mortgage Explains the Benefits of an FHA Loan

What are the benefits of an FHA loan? Well, in this week’s Mortgage Minutes, Travis Evans with Academy Mortgage explains one of the best mortgage options for Atlanta home buyers searching in the $150,000 to $200,000 price range. Academy Mortgage offers several products for home buyers in this market, but currently, FHA loans seem to provide the most benefit for metro[...]

Academy Mortgage Announces New Alpharetta Branch

Cumming and the surrounding areas have become popular again as the GA 400 corridor has begun to flourish after the great recession. Academy Mortgage is excited to see the growth in the North Fulton and South Forsyth areas as the metro Atlanta real estate market continues to strengthen. Academy Mortgage is expanding their services right along with this growth, and[...]