house under constructionStarkey Mortgage (WR Starkey Mortgage, LLP NMLSR# 2146) is pleased to introduce a new jumbo product to Georgia. The product has already been successfully originating in other states, and is now ready for rollout in the Georgia region. This enhanced loan enables more customers seeking to purchase high-end homes or refinance an existing jumbo mortgage to qualify for financing and realize significant benefits.

Credit-worthy borrowers can take advantage of today’s real estate market with this loan, which features lower rates, a minimum FICO score requirement of 680 and a broader debt-to-income ratio requirement. These low down payments allow affluent borrowers to lock less cash into a home and to invest it elsewhere. In some cases, these jumbo loans have interest rates that are lower than smaller conforming loans. The loan also opens the door for larger purchases and refinances as well.

The jumbo mortgage enables homeowners to purchase or refinance:

  • Up to 90 percent loan-to-value (LTV) for amounts up to $600,000 on a primary residence
  • Single-family detached properties
  • 150 day lock options on adjustable rate mortgages (ARMs)
  • One appraisal (up to $750,000)
  • Competitive rates
  • Available on products with fixed rates and ARMs
  • Conforming rates up to $500,000

With interest rates at historical lows, consumer interest in jumbo loans is very high. Doug Casbon, southeast regional manager with Starkey Mortgage noted, “The industry is seeing significant growth in jumbo loans between $417,000 and $1 million; they are actually up 22 percent since this time last year.” With the scarcity of jumbo products available, this will become a strong program for home buyers in metro Atlanta.

Starkey Mortgage focuses on the total customer experience of innovative products backed by hands-on service and quick turn-around times. If you are interested in obtaining a jumbo loan with a low down payment, please contact your Starkey Mortgage representative or Regional Manager Doug Casbon (NMLSR #544324, Georgia License #33169) at or call 678-350-9020.

Starkey Mortgage

For more information on Starkey Mortgage, visit

Equal Housing Lender. 7000 Central Pkwy NE, Suite #1440, Atlanta, GA 30328. Branch NMLSR #909552, Branch License #60841. Phone: 678.350.9020.

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