As people head out in search of new homes this spring, there are a few things to keep in mind. While you might think that a set of directions is the most important item you’ll be bringing along, it’s not. In fact, there are 3 important items that people tend to leave behind: their credit scores. A recent post on the FreeScore.com blog shows just how costly it can be if you neglect to check your 3 credit scores before you go house hunting.

In “Know Your 3 Credit Scores and Save Thousands Financing a Home,” the experts at FreeScore explain the importance of checking your credit information for errors that may keep you from having 3 high credit scores. One bad credit score is all it takes to disqualify you from receiving a lower interest rate, which will put a serious dent in your wallet. For example, purchasing a $300,000 house at a six-percent interest rate instead of a five-percent rate will cost you an extra $71,000 over the life of a 30-year mortgage. Imagine what you could do with all that money or, even scarier, imagine how much extra money you’d owe with a two-percent increase.

So if you’re planning on buying a new home this spring, why not pull your 3 credit scores and other credit information from FreeScore.com? This will let you verify your credit data with the three major credit bureaus – Equifax, TransUnion and Experian – and help you avoid unpleasant surprises when you apply for a mortgage. Remember: Taking a small step now can save you thousands of dollars in the long run.