Qualifying for Mortgages During the Pandemic with New American Funding

Atlanta’s Best New Homes Show recently welcomed Belinda, branch manager with New American Funding, and Gayle, a community sales manager at Nine Oaks. The two women joined this Mortgage Minute segment, sponsored by New American Funding, to discuss whether or not potential buyers and homeowners can still qualify during the COVID-19 (coronavirus) pandemic.

Belinda with New American Funding encourages everyone to reach out about loan qualifications, even if you are furloughed or have been working a reduced number of hours. Belinda and the rest of the team at New American Funding are committed to helping everyone possible receive a loan for homeownership.

“We want you to go ahead and get prequalified,” said Belinda. “It’s a good time to check your credit. You’ll also want to go to all three bureaus. If there’s anything that you need to fix, you have time to fix it and then we can prepare and see if we have wiggle room should your hours be cut. We can also let you know what kind of flexibility and sales price you would now qualify for.”

Once future homeowners are prequalified and ready to purchase a home, Gayle suggests visiting Nine Oaks in Henry County. This gated community presented by Capshaw Homes offers 12 unique home designs ranging in price from the high $200,000s to the high $400,000s. Lot sizes are spacious, starting at .41-acres and capping out at just over one-acre.

“We [Capshaw Homes] are Henry County’s premier craftsman builder,” said Gayle. “We are also a true James Hardie builder. So for a homeowner what that means is not only does your home come with a 210 warranty and a first-year builder warranty, but it also comes with 30-year warranty for the cement siding on your home, as well as a 15-year warranty for the fascia and trim.”

In addition to the incredible warranties offered by Capshaw at Nine Oaks, homes also offer the Advent Tech flooring system which is the best subflooring system in the country. To find out more about Capshaw Homes or the Nine Oaks community, visit www.CapshawHomes.com.

To learn more about how to get prequalified with New American Funding, call 678-919-8016. You can also visit www.NewAmericanFundingAtlanta.com. Make sure to watch the whole interview at the video below!

You can stay up-to-date with New American Funding on Atlanta Real Estate Forum here.

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