Jay Glover with New American Funding joins Radio

Choose a Mortgage Company with a Great Company Culture

Senior Loan Consultant Jay Glover with New American Funding joins the Atlanta Real Estate Forum Radio podcast to talk niche loan products, mortgages and home loan advice. Glover joins host Carol Morgan on the All About Real Estate segment. Glover stressed that consumers should choose a mortgage company with a great corporate culture, like New American Funding

A member of the mortgage industry since 1997, Glover started his career with HomeBank Mortgage. He transitioned from his position there to the wholesale side and since 2005, has focused his attention on the retail side, specializing in purchase-money mortgages. 

New American Funding is one of the nation’s top mortgage service providers and is a direct lender for Fannie Mae and Freddie Mac. A top-rated organization, the company is focused on purchase-money mortgages and helping consumers realize the dream of homeownership. Glover joined the New American Funding team last August.

Glover said, “New American Funding has really opened my eyes. Their focus is on reminding the employees what we do as a company and how important it is.”

Glover remarked that his favorite part of working for New American Funding is engaging with the vibrant company culture. In a team-led venture, everyone on the company roster works seamlessly together to transform a consumer’s dream into a reality.

In a market that is slowly returning to normal, the Buydown Loan allows homebuyers to buy the loan rate down in the first year. This phenomenal product enables consumers to purchase a home, budget and acclimate to homeowning before the rate returns to a normal figure. 

Glover said, “Consumers think a rate in the mid-fives may be a high rate, but historically speaking, anything below six percent is good. It’s hard to talk about that when rates have been so historically low for so long.”

A massive fan of adjustable-rate mortgages (ARMs), Glover remarked that this niche product is ideal for the current market conditions. The average homeowner stays in their home for five to six years, making a 30-year loan look unattractive to many buyers.

ARMs are amortized over 30 years, looking and appearing like a traditional loan, but are offered at a lower term. Glover is well-accustomed to selling and offering ARMs and remarked on their re-emergence in the current market.

Assigned to borrowed sums adding up to $647,000 or above, jumbo loans or jumbo financing follow guidelines determined by investors in place of Freddie Mac and Fannie Mae. Typically more restrictive, jumbo loans follow similar guidelines to Freddie Mac and Fannie Mae but have stricter guidelines regarding income, reserves, larger down payments, etc.

Interested in what else New American Funding has to offer? Glover joined the Atlanta Real Estate Forum podcast earlier this year to discuss the current state of the market and dive into additional product offerings. Click here to listen to the full episode!

Tune in to the full interview above to learn more about New American Funding or visit www.NewAmericanFunding.com. Click here to contact Jay Glover directly. 

Never miss an episode of Atlanta Real Estate Forum Radio! Subscribe to the podcast here. You can also get a recap of any past episode on the Radio page. Listen to the full interview above!


Georgia Residential Mortgage Licensee, License #22564. NMLS ID #6606. Subject to borrower and property qualifications. Not all applicants will qualify. Click here to view the terms and conditions of products mentioned during the show. Corporate office 14511 Myford Rd., Suite 100, Tustin, CA 92780. Phone: (800) 450-2010. (July/2022)


New American Funding is a family-owned mortgage lender with a servicing portfolio of over 216,000+ loans for $56.8 billion, 171 branches and about 4,500+ employees. The company offers several niche loan products and has made Inc. 5000’s list of Fastest-Growing Companies in America seven times. For more information, call 678-898-3540 or visit https://branch.newamericanfunding.com/Atlanta.

NAF New American Funding logo


The Atlanta Real Estate Forum Radio “All About Real Estate” segment, presented by Denim Marketing, highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. Subscribe to the Atlanta Real Estate Forum Radio podcast on iTunes, and if you like this week’s show, be sure to rate it.

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