AREF Kelly Allison with New American Funding talks about forbearance

Southeast Divisional Vice President of New American Funding Kelly Allison is in studio for today’s episode of Atlanta Real Estate Forum Radio. Joined by co-hosts Carol Morgan and Todd Schnick, Allison discusses her career, the direction of New American Funding, forbearances, additional services and more on today’s All About Real Estate segment of Radio.

Allison has been in the mortgage industry for over 20 years, with 14 years of new construction experience, as well. She always had a true passion for learning more about the process in which her customers went through to obtain their mortgages. Allison’s interest continued to grow over the years and she eventually jumped ship to focus more on the mortgage side of the industry.

“I love what the mortgage industry represents to families,” said Allison. “Every time we put a family in a home, it goes beyond that. If a child grows up in a home with a mortgage, they are more likely to get better grades, have long-term friends, be involved in their community, go to college, grow up to vote and be positive contributors to society.”

For Allison, the mortgage industry represents helping to provide homeownership and create better home environments for as many families as possible. Helping a family establish itself in one place with security is what New American Funding is all about. New American Funding is a national lender, currently in 43 states. It was created almost two decades ago with a goal to create diversity and inclusion, helping everyone from established homeowners to first-time buyers.

Despite the events surrounding the COVID-19 (coronavirus) outbreak, New American Funding continues to implement programs and resources to help its clients earn homeownership. Allison describes the forbearance process and how it could either help or hurt homeowners. Forbearance allows for a temporary postponement of mortgage payments as an alternative to foreclosure. The guidelines and requirements for forbearance with Freddie Mac and Fannie Mae have recently shifted and continues to work in favor of the customer. Allison clarifies that forbearance is not a stop of payments, but rather a postponement that does have to be made up. This is a detail that is not always expressed explicitly to homeowners but is something New American Funding always tries to educate its clients on.

“During this time, it has brought us to a new level of what we do in creating homeownership,” said Allison. “We are taking the bottom line out of it and we are really letting the why and the result of the emotional impact it has come through.”

To learn more about the products and services offered by New American Funding, visit You can also listen to the full interview above.

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New American Funding is a family-owned mortgage lender with a servicing portfolio of over 123,000 loans for $30.4 billion, 198 branches, and about 3,100 employees. The company offers several niche loan products and has made Inc. 5000’s list of Fastest-Growing Companies in America six times. It has a state-of-the-art career training facility and develops innovative technology, including the GoGo LO mobile application. For more information, visit

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The Atlanta Real Estate Forum Radio “All About Real Estate” segment, presented by Denim Marketing, highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. Subscribe to the Atlanta Real Estate Forum Radio podcast on iTunes, and if you like this week’s show, be sure to rate it.

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