Risk & Insurance ConsultantsNothing brings more peace of mind than knowing you have an umbrella, and we don’t mean the kind you use when it rains! We are talking about a personal umbrella. This type of policy is vital to have in addition to your Atlanta homeowners insurance and auto insurance. A personal umbrella policy protects you in the event that a judgment against you surpasses the liability limits of your existing policies.

Like they’ve always said, “You don’t have to be a millionaire to be sued like one!” Today’s society presses tons of lawsuits without any grounding. An accident may not be your fault, yet you will still find yourself being sued or brought to court. By implementing a personal umbrella policy, you can help yourself cover defense costs, attorney fees and other related charges. Coverage for claims like libel, slander, defamation and invasion of privacy may also be provided. On top of protecting your current assets, a personal umbrella policy also also protects your future assets.

Now that you have a better knowledge about umbrella policies, you may have the idea that they would be costly. However, they are actually very affordable. A monthly premium typically costs the same as a cup of coffee. That is a steal!

If you think you might be ready to add a personal umbrella policy to your coverage, give Risk & Insurance Consultants a call. Contact Stephen English, personal lines practice leader, at 678-384-5490. For more information, visit www.riskandinsuranceconsultants.com.