Insurance Archives - Page 2 of 6 - Atlanta Real Estate Forum

Academy Mortgage Explains What’s Included in Your Monthly Mortgage Payment

By Carol Morgan November 28, 2014 0 Comment

[youtube https://www.youtube.com/watch?v=qHTmVsd1eDc&color2=FBE9EC&version=3] Academy Mortgage returns to finish answering the top 10 questions new home buyers have about mortgages in its weekly Mortgage Minute series. This week, Gina Spearman discusses what is included in monthly mortgage payments. Monthly mortgage payments will include principle, interest, taxes and insurance (PITI). The biggest part of the payment will come from principle and interest. Principle and interest[...]

Insurance Mortgages Residential

Why Do You Need a Good Credit Score?

By Carol Morgan September 8, 2014 0 Comment

Building good credit can take a significant amount of time and discipline, as it results from a history of creditworthy behavior. By paying attention to your credit now and establishing a strong credit history, you will most likely be rewarded later through low interest rates and financial savings. A 2010 report from the Annie E. Casey Foundation stated that an[...]

Insurance Residential

What Causes Your Homeowners Insurance Rates to Increase?

By Carol Morgan August 16, 2014 0 Comment

With wildfires raging out of control due to a historic drought on the West Coast and incredible amounts of rain causing massive flooding along the East Coast, it’s no surprise that homeowner’s insurance rates are rising. If you own residential real estate in Atlanta, you’ve likely felt the sting of the rate hikes. However, it’s important to know that there[...]

Home Maintenance Insurance Residential

Buying New Construction Offers Long-Term Financial Benefits

By Carol Morgan July 27, 2014 0 Comment

When you decide it’s time to move, determining whether you should buy a new construction home or an existing home can be a challenge. There are many advantages to each, and with every buyer’s situation being different, the benefits of buying new or existing may be different. However, the team at Keystone Homes believes that there are three unique ways[...]

Atlanta Real Estate Forum Radio: Risk & Insurance Consultants

By Carol Morgan March 14, 2014 0 Comment

We are honored this week to have J. Henry Chambers, account executive with Risk & Insurance Consultants join us in the studio for the Atlanta Real Estate Forum Radio show. J. Henry talks us through the importance of homeowner's insurance and how vital it is to have a local insurance agent that you can trust and call upon when disaster[...]

NAHB Applauds Passage of Homeowner Flood Insurance Act

By Carol Morgan March 8, 2014 0 Comment

National Association of Home Builders (NAHB) applauds the efforts made by the U.S. House of Representatives to reform many of the costly and unintended consequences of the Biggert-Waters Flood Insurance Reform Act that was passed in 2012. This week, the House passed the Homeowner Flood Insurance Affordability Act, which will benefit both home buyers and homeowners. In addition, the bill[...]

Insurance Residential

How Do I Make Sure My Valuables are Insured?

By Carol Morgan March 1, 2014 0 Comment

While you’re spring cleaning this year, it’ll be a great time to evaluate your insurance. You may have received valuable gifts over the holidays or purchased valuables in the past year that need to be insured. Your homeowners insurance will cover certain risks, but it’s time to be sure that your new items, including any jewelry, antiques, art, etc., are[...]

Insurance Mortgages Residential

Top Reasons to Have a Top Credit Score

By Carol Morgan February 7, 2014 0 Comment

We talk about credit scores frequently here because they have a huge impact on your mortgage possibilities, but there are many more reasons to get your credit score as high as possible and keep it that way (whether you are looking to buy an Atlanta new home or you are happy where you are living now). Equifax expert Miranda Marquit[...]

Insurance Residential

Is Texting and Driving Affecting Car Insurance in Atlanta?

By Carol Morgan October 26, 2013 0 Comment

Texting and driving has become an epidemic. You may have even asked yourself, "Will texting while driving affect my car insurance?" It can be seen happening in parking lots, on back roads and even on the freeways. Seeing someone type away while at the wheel is a common occurrence, and that fact is terrifying. Texting and driving is illegal all[...]

Insurance Residential

Workers Compensation Experience Modification

By Carol Morgan October 7, 2013 0 Comment

When you ask, “What is my worker’s compensation experience modification, and how is it calculated,” does your commercial insurance consultant know the answer? If the answer is no, it’s time to switch over to a new consultant, such as those at Risk & Insurance Consultants. The company’s consultants can answer any questions you may have about workers’ compensation, as well as[...]

Category: Insurance