Academy Mortgage Explains What’s Included in Your Monthly Mortgage Payment

[youtube] Academy Mortgage returns to finish answering the top 10 questions new home buyers have about mortgages in its weekly Mortgage Minute series. This week, Gina Spearman discusses what is included in monthly mortgage payments. Monthly mortgage payments will include principle, interest, taxes and insurance (PITI). The biggest part of the payment will come from principle and interest. Principle and interest[...]

What Causes Your Homeowners Insurance Rates to Increase?

With wildfires raging out of control due to a historic drought on the West Coast and incredible amounts of rain causing massive flooding along the East Coast, it’s no surprise that homeowner’s insurance rates are rising. If you own residential real estate in Atlanta, you’ve likely felt the sting of the rate hikes. However, it’s important to know that there[...]

Buying New Construction Offers Long-Term Financial Benefits

When you decide it’s time to move, determining whether you should buy a new construction home or an existing home can be a challenge. There are many advantages to each, and with every buyer’s situation being different, the benefits of buying new or existing may be different. However, the team at Keystone Homes believes that there are three unique ways[...]

Atlanta Real Estate Forum Radio: Risk & Insurance Consultants

  We are honored this week to have J. Henry Chambers, account executive with Risk & Insurance Consultants join us in the studio for the Atlanta Real Estate Forum Radio show. J. Henry talks us through the importance of homeowner's insurance and how vital it is to have a local insurance agent that you can trust and call upon when disaster[...]

NAHB Applauds Passage of Homeowner Flood Insurance Act

National Association of Home Builders (NAHB) applauds the efforts made by the U.S. House of Representatives to reform many of the costly and unintended consequences of the Biggert-Waters Flood Insurance Reform Act that was passed in 2012. This week, the House passed the Homeowner Flood Insurance Affordability Act, which will benefit both home buyers and homeowners. In addition, the bill[...]

Workers Compensation Experience Modification

When you ask, “What is my worker’s compensation experience modification, and how is it calculated,” does your commercial insurance consultant know the answer? If the answer is no, it’s time to switch over to a new consultant, such as those at Risk & Insurance Consultants. The company’s consultants can answer any questions you may have about workers’ compensation, as well as[...]