For this week’s All about Real Estate edition of the Atlanta Real Estate Forum radio show, co-hosts Todd Schnick and Carol Morgan speak with Kim Arrington, branch manager with Caliber Home Loans, Inc.
Caliber Home Loans is currently licensed in 50 states. They can handle a wide range of mortgage products, and they service a majority of the loans they originate.
A variety of products are offered to meet the diverse needs of consumers. Those seeking a low down payment are in luck, because Caliber can work with a 3 percent down payment. Traditional financing options are available, even for clients who may not have the best credit score. Other products include conventional loans, USDA loans and a VA product with 100 percent financing.
HomeReady by Fannie Mae is a program that can provide service to those with a lower credit score and can assist consumers who have experienced a credit event. Through HomeReady, Caliber helps the consumer apply, receive home financing for qualified buyers and maintain a comfortable interest rate.
Education is important for both real estate agents and homebuyers. Caliber hosts courses for both to expand their knowledge. There are a variety of grant programs available in Georgia that most people are unaware of. Agents will be informed of the programs in every county, the do’s and don’ts and how to work with housing agencies like Operation Hope.
Although someone might not be qualified for a loan today, if they go through counseling and follow proper steps, they can soon be ready. Caliber works with these clients by providing them a plan of action. They detail what the client needs to work on, schedule a follow up and once they reach the necessary score, move them onto the next step of the home buying process.
Caliber Home Loans truly helps their consumers purchase their dream home through their 5-star customer experience. Their team guides clients through every step of the process, makes sure they’re aware of all their options and put them in the situation best for them. Those who close with Caliber love it, because they know they’re a customer for life.
For more information, contact Kim Arrington at 678-644-6945 or visit CaliberHomeLoans.com.
To stay up to date with all things real estate, visit AtlantaRealEstateForum.com.
Caliber Home Loans, Inc. 3701 Regent Boulevard, Irving, TX 75063 NMLS ID #15622 (www.NMLSConsumerAccess.org). 1-800-401-6587. Copyright ©2016. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations apply. Caliber is not affiliated with the above company mentioned. Georgia Residential Mortgage Lender License No. 7330 MLO 25861.