Checking your credit report on a regular basis is an important part of maintaining your financial health. Reviewing your report allows you to see what lenders are saying about you while also staying on top of your payment history. In addition, it can alert you to any potential fraud problems or misreporting of information. However, some consumers don’t check their report[...]
The credit experts at the Equifax Finance blog explain how credit information make its way into a credit report in the recent article, “ How Do Credit Reporting Agencies Get Their Information?” You know that your credit report contains a lot of the information that lenders need to make a decision about whether or not to lend you money (or extend you[...]
When you are trying to establish good credit, it is important to regularly check your credit report and credit score to keep up with changes. Credit scores continuously fluctuate, even when generated by the same credit reporting agency. However, according to “ Credit FAQs: Why Does My Credit Score Fluctuate?” on the Equifax Finance Blog, credit score fluctuation is perfectly normal. When[...]
If you’re looking to improve your current financial situation or prepare to get the best mortgage in Atlanta, the Equifax Finance blog offers some tips for getting your credit report in order in the recent article, “ Four Steps to Cleaning Up Your Credit Report.” First, pull a copy of your credit report. You have to know where you stand so you[...]
If you are considering a new home in Atlanta, you should start by analyzing your own finances from your savings to your credit score. If you have gone over your credit reports and scores and know that there are things in your past that could hurt your chances of getting the best home you can at the most favorable rate[...]
Looking for a way to spruce up your Atlanta home this spring, but want to do so without breaking the bank? One way to get your home looking new without the “new” price tags, is with second-hand shopping. Top designers are always singing the praises of second-hand finds and how they can add a one-of-a-kind touch to a space, and now[...]
[youtube https://www.youtube.com/watch?v=Xykw915ivWo&version=3&hl=en_US] It’s a good thing Academy Mortgage is always here to help and to answer home buying questions. With an increase in home building driving the Atlanta real estate market back up, new home buyers are beginning to need help once again when it comes to financing uncertainties. Starting with a credit report, buyers should look at this personal information as[...]
If you are checking your credit report regularly - we recommend that you at least get your free annual reports from each reporting agency - you may find errors. But how did they get there, and what is the chance of getting them fixed? The Equifax credit experts answer those questions in the new article, “ The Facts About Credit Report[...]
Your credit history and the score that is derived from it by the big three reporting agencies, is serious business: it has a standing in big finance and purchases, especially in how much interest you will have to pay on loans. Since this is such a big deal, it’s important to know how long it takes for things to move[...]
While credit cards can be helpful for reaching your financial goals, it is important to keep a number of money management tips in mind when using them so that you can avoid the easy slide into debt through overspending. The Equifax Finance Blog shares info about the top ways people misuse and abuse their credit cards and ruin their FICO scores[...]