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	<title>Atlanta Real Estate Forum &#187; Mortgages</title>
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	<link>http://www.atlantarealestateforum.com</link>
	<description>Atlanta real estate, new home builders, developers, communities and market trends blog in Atlanta, GA</description>
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	<itunes:summary>Atlanta Real Estate Forum Radio focuses on Atlanta metro area real estate news, specials and events. Get the latest news on metro area real estate, new homes, townhomes, condos and  the industry. We feature guests and a real estate Deal of the Day each Friday during our podcast.</itunes:summary>
	<itunes:author>Carol Flammer</itunes:author>
	<itunes:explicit>clean</itunes:explicit>
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	<itunes:subtitle>Atlanta Real Estate Forum Radio</itunes:subtitle>
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		<item>
		<title>How Does Your Age Affect Your FICO Score?</title>
		<link>http://www.atlantarealestateforum.com/how-does-your-age-affect-your-fico-score-61460/</link>
		<comments>http://www.atlantarealestateforum.com/how-does-your-age-affect-your-fico-score-61460/#comments</comments>
		<pubDate>Thu, 17 May 2012 21:00:17 +0000</pubDate>
		<dc:creator>Ben Heisler</dc:creator>
				<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[First Time Homebuyers]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[equifax finance blog]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[pay off debt]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=61460</guid>
		<description><![CDATA[The FICO score remains one of the most powerful ways to reach personal financial goals, but getting a high score can be difficult. Credit finance expert Janet Dedrick offers information for consumers of every age in the recent article, “Credit Trends: Does Age Factor into Your Credit Score?”
Younger consumers may have lower scores, but they [...]]]></description>
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		<item>
		<title>Now is the Best Time To Buy A New Home At Heron Bay</title>
		<link>http://www.atlantarealestateforum.com/now-is-the-best-time-to-buy-a-new-home-at-heron-bay-61434/</link>
		<comments>http://www.atlantarealestateforum.com/now-is-the-best-time-to-buy-a-new-home-at-heron-bay-61434/#comments</comments>
		<pubDate>Thu, 17 May 2012 17:13:10 +0000</pubDate>
		<dc:creator>Heron Bay</dc:creator>
				<category><![CDATA[Active Adult]]></category>
		<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[First Time Homebuyers]]></category>
		<category><![CDATA[Golf Course Community]]></category>
		<category><![CDATA[Henry County]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Location]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Southside]]></category>
		<category><![CDATA[henry county master planned community]]></category>
		<category><![CDATA[Henry County new homes]]></category>
		<category><![CDATA[Heron Bay Golf & Country Club]]></category>
		<category><![CDATA[real estate economy]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=61434</guid>
		<description><![CDATA[Everywhere you go these days there are people talking about how “this is the time to buy a home,” and they are correct.  With low interest rates and house prices and with rental prices constantly on the rise, purchasing a new condominium, townhome or luxury home is now more financially effective.  According to [...]]]></description>
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		<item>
		<title>Buying vs. Renting: Which is Right For You?</title>
		<link>http://www.atlantarealestateforum.com/buying-vs-renting-which-is-right-for-you-61352/</link>
		<comments>http://www.atlantarealestateforum.com/buying-vs-renting-which-is-right-for-you-61352/#comments</comments>
		<pubDate>Wed, 16 May 2012 13:37:39 +0000</pubDate>
		<dc:creator>Academy Mortgage</dc:creator>
				<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Academy Mortgage Corporation]]></category>
		<category><![CDATA[buy a home versus renting]]></category>
		<category><![CDATA[mortgage payments]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=61352</guid>
		<description><![CDATA[Purchasing a home can save you money very quickly. First, you&#8217;ll save on taxes because the interest on your home mortgage is tax deductible. If you rent, your landlord gets the break. Second, you&#8217;ll save on interest payments, while keeping the great tax advantage.
For example, if you are paying $900 per month in rent, you [...]]]></description>
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		<title>How to Avoid Your Mortgage Application Getting Declined this Spring</title>
		<link>http://www.atlantarealestateforum.com/how-to-avoid-your-mortgage-application-getting-declined-this-spring-61357/</link>
		<comments>http://www.atlantarealestateforum.com/how-to-avoid-your-mortgage-application-getting-declined-this-spring-61357/#comments</comments>
		<pubDate>Tue, 15 May 2012 19:59:34 +0000</pubDate>
		<dc:creator>Ben Heisler</dc:creator>
				<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[equifax finance blog]]></category>
		<category><![CDATA[FICO Scores]]></category>
		<category><![CDATA[housing market predictions]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=61357</guid>
		<description><![CDATA[With one out of every four loan applications getting bounced, it is very important to know where you stand before you set your heart on buying a home this spring. Steve Cook, resident real estate finance expert at the Equifax Finance Blog, explains how to prepare to better your chances to get approved for a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Atlanta Real Estate Forum Radio: Coldwell Banker RMR and Academy Mortgage</title>
		<link>http://www.atlantarealestateforum.com/atlanta-real-estate-forum-radio-coldwell-banker-rmr-and-academy-mortgage-60707/</link>
		<comments>http://www.atlantarealestateforum.com/atlanta-real-estate-forum-radio-coldwell-banker-rmr-and-academy-mortgage-60707/#comments</comments>
		<pubDate>Fri, 27 Apr 2012 13:52:08 +0000</pubDate>
		<dc:creator>Delaney Young</dc:creator>
				<category><![CDATA[Active Adult]]></category>
		<category><![CDATA[Atlanta Condos]]></category>
		<category><![CDATA[Atlanta New Homes]]></category>
		<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Atlanta Townhomes]]></category>
		<category><![CDATA[Commercial Real Estate]]></category>
		<category><![CDATA[Events]]></category>
		<category><![CDATA[First Time Homebuyers]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Homebuyer Incentives]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Multi Family Housing]]></category>
		<category><![CDATA[New Community]]></category>
		<category><![CDATA[People]]></category>
		<category><![CDATA[Radio]]></category>
		<category><![CDATA[Academy Mortgage]]></category>
		<category><![CDATA[Atlanta Real Estate Forum Radio]]></category>
		<category><![CDATA[Coldwell Banker RMR]]></category>
		<category><![CDATA[property virgins]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=60707</guid>
		<description><![CDATA[Bob Lanzner and Gina Spearman are this week’s guests on Atlanta Real Estate Forum Radio. Bob and Gina both share advice for homebuyers who are trying to navigating the current housing market.
Bob Lanzner is an associate broker with Coldwell Banker RMR. Coldwell Banker RMR covers all aspects of real estate: new construction, REOs, resales, short [...]]]></description>
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		<slash:comments>0</slash:comments>
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			<itunes:keywords>Academy Mortgage,Atlanta Real Estate Forum Radio,Coldwell Banker RMR,property virgins</itunes:keywords>
		<itunes:subtitle>Bob Lanzner and Gina Spearman are this weekâs guests on Atlanta Real Estate Forum Radio. Bob and Gina both share advice for homebuyers who are trying to navigating the current housing market. - Bob Lanzner is an associate broker with Coldwell Banker...</itunes:subtitle>
		<itunes:summary>Bob Lanzner and Gina Spearman are this weekâs guests on Atlanta Real Estate Forum Radio. Bob and Gina both share advice for homebuyers who are trying to navigating the current housing market.

Bob Lanzner is an associate broker with Coldwell Banker RMR. Coldwell Banker RMR covers all aspects of real estate: new construction, REOs, resales, short sales, leasing, residential and commercial. Bob mostly works in the residential size and specializes in foreclosures, short sales and resales.

One of the best deals for all homebuyers today is the historically low interest rates that buyers are able to get. Whilethese interest rates are low now, they will not last forever, which makes now a good time to buy a home. In addition, low interest rates don&#039;t just apply to foreclosure properties, but to all properties. However, the combination of low interest rates and low foreclosure prices is an added bonus to buyers. Some of Coldwell Banker&#039;s current foreclosure communities include Addison Glen in Lithonia, which has four and five bedroom homes priced from the low $200,000s. Another one is Ginger Lake Estates in Conyers with four bedroom and two-and-a-half bath from the $160,000s.

For more about today&#039;s market and great foreclosure opportunities, listen to the full podcast! And to learn more about Coldwell Banker RMR, visit their website.

______________________________________________________________________________________________________________________________

Today&#039;s Deal of the Day is from Jim Chapman Communities. They are offering 50 percent off all upgrades at their design center for buyers at Brookhaven of Lanier Ridge in Cumming and Brookhaven of East Cobb in Kennesaw. Homes in both active adult communities are new construction with great finishes and in unbeatable locations!

For more information on how to take advantage of these savings, visit the Jim Chapman Communities website.

___________________________________________________________________________________________________________________

Our next guest is Gina Spearman who is a sales manager with Academy Mortgage. Academy Mortgage was recently named the number one independent lender in the country for the second year in a row. They were also named as one of the top three new construction lenders in Atlanta.

Academy Mortgage is a great company for homebuyers looking to purchase a home because they are not tied to a bank, and they solely focus on mortgages. Buyers should use mortgage companies such as Academy because they can make sure your home closes on time with no surprises and they provide proactive communication throughout the process. Gina encourages homebuyers of all credit histories and financial standings to at least complete the paperwork to be considered for a loan because even though it is a time consuming process, Academy is willing to work with you to get you in a home

For more tips on qualifying for a mortgage, listen to the full podcast. And for even more information, visit Academy Mortgage website. ______________________________________________________________________________________________________________________________

Special thanks to this weekâs show sponsor HGTV&#039;s Property Virgins. The show is currently looking for people who plan on buying their first home in the greater Atlanta area between April and September 2012. Please email propertyvirgins@cineflix.com for more information about appearing on the show.

For more information on how you can feature your Atlanta new homes news, communities, products and services onÂ Atlanta Real Estate Forum or Atlanta Real Estate Forum Radio, call 770-383-3360.

You can download, subscribe to and rate all of theÂ Atlanta Real Estate Forum radio podcasts on iTunes.</itunes:summary>
		<itunes:author>Carol Flammer</itunes:author>
		<itunes:explicit>clean</itunes:explicit>
		<itunes:duration>24:47</itunes:duration>
	</item>
		<item>
		<title>First Step to Buying a New Home</title>
		<link>http://www.atlantarealestateforum.com/first-step-to-buying-a-new-home-60684/</link>
		<comments>http://www.atlantarealestateforum.com/first-step-to-buying-a-new-home-60684/#comments</comments>
		<pubDate>Thu, 26 Apr 2012 19:00:12 +0000</pubDate>
		<dc:creator>Heron Bay</dc:creator>
				<category><![CDATA[Atlanta New Homes]]></category>
		<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Golf Course Community]]></category>
		<category><![CDATA[Henry County]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Southside]]></category>
		<category><![CDATA[buying a new home in Atlanta]]></category>
		<category><![CDATA[golf course community georgia]]></category>
		<category><![CDATA[new homes atlanta ga]]></category>
		<category><![CDATA[steps to qualify for a new home]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=60684</guid>
		<description><![CDATA[Looking for a new home? At Heron Bay, in Locust Grove, we strive to make shopping for a new home a pleasurable experience. By partnering with knowledgeable professionals we have made it our goal to help relieve the stress and pressure of qualifying for a loan. By being preapproved through a lender, homebuyers are able [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Save Big on Your Mortgage</title>
		<link>http://www.atlantarealestateforum.com/save-big-on-your-mortgage-59197/</link>
		<comments>http://www.atlantarealestateforum.com/save-big-on-your-mortgage-59197/#comments</comments>
		<pubDate>Thu, 22 Mar 2012 14:22:52 +0000</pubDate>
		<dc:creator>Heron Bay</dc:creator>
				<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[First Time Homebuyers]]></category>
		<category><![CDATA[Golf Course Community]]></category>
		<category><![CDATA[Henry County]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Southside]]></category>
		<category><![CDATA[finance a new home atlanta]]></category>
		<category><![CDATA[Heron Bay Golf & Country Club]]></category>
		<category><![CDATA[mortgage loan]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=59197</guid>
		<description><![CDATA[When deciding on how you will finance your new home it’s important to have knowledgeable mortgage lenders who can help guide you into making the best decision for your family. Heron Bay has built relationships with trustworthy lenders who will take the time to speak with homebuyers to give them all the facts on the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What the Historically Low Rates Mean for Homebuyers</title>
		<link>http://www.atlantarealestateforum.com/03-02-what-the-historically-low-rates-mean-for-homebuyers-58294/</link>
		<comments>http://www.atlantarealestateforum.com/03-02-what-the-historically-low-rates-mean-for-homebuyers-58294/#comments</comments>
		<pubDate>Fri, 02 Mar 2012 17:09:54 +0000</pubDate>
		<dc:creator>Ben Heisler</dc:creator>
				<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Featured Stories]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Equifax Personal Finance Blog]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=58294</guid>
		<description><![CDATA[It is a great time to buy if you can get financing because of low interest rates and good inventory on the market. Still, the idea of what a good mortgage rate is and what it means to a potential homebuyer can be confusing for first time buyers. The Equifax Finance Blog is here to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Take Advantage of The Market If You Can Qualify For A Mortgage</title>
		<link>http://www.atlantarealestateforum.com/take-advantage-of-the-market-if-you-can-qualify-for-a-mortgage-58173/</link>
		<comments>http://www.atlantarealestateforum.com/take-advantage-of-the-market-if-you-can-qualify-for-a-mortgage-58173/#comments</comments>
		<pubDate>Tue, 28 Feb 2012 21:39:31 +0000</pubDate>
		<dc:creator>Ben Heisler</dc:creator>
				<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Featured Stories]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[Equifax Personal Finance Blog]]></category>
		<category><![CDATA[home buying]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=58173</guid>
		<description><![CDATA[While warmer weather has made a lot of us think spring has already begun, the season of new beginnings and home buying is just starting. This is looking to be a great year to move, and Steve Cook with the Equifax Finance Blog explains why in his article “Buying a Home: Are You Ready?”
This season [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Make the Most of the Current Mortgage Rates</title>
		<link>http://www.atlantarealestateforum.com/how-to-make-the-most-of-the-current-mortgage-rates-57548/</link>
		<comments>http://www.atlantarealestateforum.com/how-to-make-the-most-of-the-current-mortgage-rates-57548/#comments</comments>
		<pubDate>Tue, 14 Feb 2012 22:02:46 +0000</pubDate>
		<dc:creator>Ben Heisler</dc:creator>
				<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Featured Stories]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Equifax Personal Finance Blog]]></category>
		<category><![CDATA[improve credit score]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=57548</guid>
		<description><![CDATA[If you are gearing up to start the house hunt this spring, there are a number of things to keep in mind, even if you have a great credit score. While mortgage rates are lower than ever, it can be very difficult to get financing unless you are in the top tier of credit worthiness. [...]]]></description>
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