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	<title>Atlanta Real Estate Forum &#187; Mortgages</title>
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	<link>http://www.atlantarealestateforum.com</link>
	<description>Atlanta real estate, new home builders, developers, communities and market trends blog in Atlanta, GA</description>
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	<itunes:summary>Atlanta Real Estate Forum Radio focuses on Atlanta metro area real estate news, specials and events. Get the latest news on metro area real estate, new homes, townhomes, condos and  the industry. We feature guests and a real estate Deal of the Day each Friday during our podcast.</itunes:summary>
	<itunes:author>Carol Flammer</itunes:author>
	<itunes:explicit>clean</itunes:explicit>
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	<itunes:subtitle>Atlanta Real Estate Forum Radio</itunes:subtitle>
	<itunes:keywords>atlanta real estate, atlanta new homes, real estate, atlanta, condos, townhomes, specials, deals</itunes:keywords>
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		<item>
		<title>$25 Billion Settlement Announced Between States and Banks</title>
		<link>http://www.atlantarealestateforum.com/25-billion-settlement-announced-between-states-and-banks-57388/</link>
		<comments>http://www.atlantarealestateforum.com/25-billion-settlement-announced-between-states-and-banks-57388/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 18:17:51 +0000</pubDate>
		<dc:creator>Ben Frame</dc:creator>
				<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Featured Stories]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Political Action]]></category>
		<category><![CDATA[foreclosure relief]]></category>
		<category><![CDATA[mortgage news]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=57388</guid>
		<description><![CDATA[Today state and federal officials announced a new $25 billion settlement with five of the United States&#8217; largest loan servicers to help those affected by foreclosures and mortgage fraud. Ally/GMAC, Bank of America, Citi, JPMorgan Chase and Wells Fargo have agreed to provide as much as $25 billion in relief to distressed borrowers and in [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Affordable Homes for the New Year</title>
		<link>http://www.atlantarealestateforum.com/affordable-homes-for-the-new-year-56312/</link>
		<comments>http://www.atlantarealestateforum.com/affordable-homes-for-the-new-year-56312/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 21:23:34 +0000</pubDate>
		<dc:creator>Azalea Homes</dc:creator>
				<category><![CDATA[Atlanta New Homes]]></category>
		<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Featured Stories]]></category>
		<category><![CDATA[Location]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[New Community]]></category>
		<category><![CDATA[South Fulton County]]></category>
		<category><![CDATA[Southside]]></category>
		<category><![CDATA[Azalea Homes]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Newport]]></category>
		<category><![CDATA[Waterford Commons]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=56312</guid>
		<description><![CDATA[It is the start of a new year and a great time to make resolutions about your future. One resolution you should strongly consider is investing in your dream home. Interest rates are at historic lows and so are home prices. With that in mind, Azalea Homes offers affordable and beautifully designed homes to start [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Down Payment Assistance For First-Time Homebuyers With Georgia Dream Program</title>
		<link>http://www.atlantarealestateforum.com/down-payment-assistance-for-first-time-homebuyers-with-georgia-dream-program-56131/</link>
		<comments>http://www.atlantarealestateforum.com/down-payment-assistance-for-first-time-homebuyers-with-georgia-dream-program-56131/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 21:24:05 +0000</pubDate>
		<dc:creator>Rialto Capital</dc:creator>
				<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Events]]></category>
		<category><![CDATA[Homebuyer Incentives]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Academy Mortgage Corporation]]></category>
		<category><![CDATA[GAHomeForeclosures]]></category>
		<category><![CDATA[Mortgage programs]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=56131</guid>
		<description><![CDATA[As one of GA Home Foreclosures’ preferred lenders, Academy Mortgage Corporation provides a wide range of financing opportunities. They are happy to remind homebuyers about a great down-payment assistance first time homebuyer program for those who have been renting for the past three or more years:  the Georgia Dream Program. This program, offered through the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Payroll Taxes Cut: New Homebuyers to Foot the Bill</title>
		<link>http://www.atlantarealestateforum.com/payroll-taxes-cut-new-homebuyers-to-foot-the-bill-2-55728/</link>
		<comments>http://www.atlantarealestateforum.com/payroll-taxes-cut-new-homebuyers-to-foot-the-bill-2-55728/#comments</comments>
		<pubDate>Sun, 01 Jan 2012 19:23:13 +0000</pubDate>
		<dc:creator>Carol M. Flammer</dc:creator>
				<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=55728</guid>
		<description><![CDATA[Homebuyers will be paying for the much-debated two-month extension of the payroll tax passed by congress at the end of last year. The sad part about it is that buyers of Atlanta real estate will be paying a lot longer than just two months; they will be paying for 30 years.
Employees get an additional two [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Get to Know the Knowledgeable Preferred Lenders of GA Home Foreclosures</title>
		<link>http://www.atlantarealestateforum.com/get-to-know-the-knowledgeable-preferred-lenders-of-ga-home-foreclosures-55243/</link>
		<comments>http://www.atlantarealestateforum.com/get-to-know-the-knowledgeable-preferred-lenders-of-ga-home-foreclosures-55243/#comments</comments>
		<pubDate>Fri, 23 Dec 2011 10:31:02 +0000</pubDate>
		<dc:creator>Rialto Capital</dc:creator>
				<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Events]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Homebuyer Incentives]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Academy Mortgage Corporation]]></category>
		<category><![CDATA[GA Home Foreclosures]]></category>
		<category><![CDATA[Home financing]]></category>
		<category><![CDATA[LoanSouth Mortgage]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=55243</guid>
		<description><![CDATA[GA Home Foreclosures is proud to work with well-known companies in the mortgage industry that are committed to helping buyers receive the financing they need to become homeowners. GA Home Foreclosures encourages buyers to work with our preferred lenders by offering a two percent allowance for financing through either Academy Mortgage Corporation or LoanSouth Mortgage.
Academy [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Congress Reinstates Higher FHA Loan Limits</title>
		<link>http://www.atlantarealestateforum.com/congress-reinstates-higher-fha-loan-limits-53905/</link>
		<comments>http://www.atlantarealestateforum.com/congress-reinstates-higher-fha-loan-limits-53905/#comments</comments>
		<pubDate>Sun, 20 Nov 2011 19:23:04 +0000</pubDate>
		<dc:creator>Ben Frame</dc:creator>
				<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Political Action]]></category>
		<category><![CDATA[FHA loan limits]]></category>
		<category><![CDATA[NAHB]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=53905</guid>
		<description><![CDATA[Last Thursday, Congress passed a spending bill to increase the maximum loan size that can be backed by the Federal Housing Administration. The new provision reinstates the loan limits at 125 percent of local area median home prices up to $729,750 and is valid through 2013. The bill did not increase loan limits for Fannie [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How Mortgages Can Affect Your Credit Card Application</title>
		<link>http://www.atlantarealestateforum.com/how-mortgages-can-affect-your-credit-card-application-52968/</link>
		<comments>http://www.atlantarealestateforum.com/how-mortgages-can-affect-your-credit-card-application-52968/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 21:57:18 +0000</pubDate>
		<dc:creator>Carol M. Flammer</dc:creator>
				<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Featured Stories]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[equifax finance blog]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=52968</guid>
		<description><![CDATA[Those with mortgages on Atlanta real estate are statistically better risks for credit card companies according to an article by Janet Dedrick on the Equifax Finance Blog. Her article, “Credit Trends: Mortgages and New Credit Cards”  explains that consumers with mortgages are usually overall lower risks. Other credit trends that she unveils are some very [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SAVE Act Would Make Energy Efficient Homes More Affordable</title>
		<link>http://www.atlantarealestateforum.com/save-act-would-make-energy-efficient-homes-more-affordable-52769/</link>
		<comments>http://www.atlantarealestateforum.com/save-act-would-make-energy-efficient-homes-more-affordable-52769/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 14:23:51 +0000</pubDate>
		<dc:creator>Amanda Winters</dc:creator>
				<category><![CDATA[Atlanta New Homes]]></category>
		<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Energy Efficiency]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Trends]]></category>
		<category><![CDATA[energy efficient homes]]></category>
		<category><![CDATA[SAVE act]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=52769</guid>
		<description><![CDATA[A bill introduced last month could mean an improved economy, a better environment and cost savings for buyers of Atlanta real estate. The Sensible Accounting to Value Energy (SAVE) Act of 2011, sponsored by Michael Bennet (D-Colorado) and Johnny Isakson (R-Georgia), would require federal lenders to take projected energy efficiency into consideration when underwriting mortgages.
SAVE [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You Can Still Buy Atlanta Real Estate with No Money Down</title>
		<link>http://www.atlantarealestateforum.com/you-can-still-buy-atlanta-real-estate-with-no-money-down-52383/</link>
		<comments>http://www.atlantarealestateforum.com/you-can-still-buy-atlanta-real-estate-with-no-money-down-52383/#comments</comments>
		<pubDate>Wed, 26 Oct 2011 13:41:35 +0000</pubDate>
		<dc:creator>Carol M. Flammer</dc:creator>
				<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[First Time Homebuyers]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Atlanta-real-estate]]></category>
		<category><![CDATA[Mortgage programs]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=52383</guid>
		<description><![CDATA[If you have been eating only Ramen noodles while you are saving money for your first home, we have good news! According to Equifax guest blogger Steve Cook there are still plenty of zero-down loans for first-time homebuyers. Cook is Executive Vice President of Reecon Advisors and covers government and industry news for the Reecon Advisory [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HARP Changes Make Refinancing Atlanta Real Estate Easier</title>
		<link>http://www.atlantarealestateforum.com/harp-changes-make-refinancing-atlanta-real-estate-easier-52298/</link>
		<comments>http://www.atlantarealestateforum.com/harp-changes-make-refinancing-atlanta-real-estate-easier-52298/#comments</comments>
		<pubDate>Mon, 24 Oct 2011 19:45:41 +0000</pubDate>
		<dc:creator>Ben Frame</dc:creator>
				<category><![CDATA[Atlanta Real Estate]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Featured Stories]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Atlanta-real-estate]]></category>
		<category><![CDATA[Fannie Mae and Freddie Mac]]></category>
		<category><![CDATA[Home Affordable Refinance Program]]></category>

		<guid isPermaLink="false">http://www.atlantarealestateforum.com/?p=52298</guid>
		<description><![CDATA[If you&#8217;ve been looking for a way to refinance your Atlanta real estate, help may be on the way. Today, the Federal Housing Finance Agency, Fannie Mae and Freddie Mac announced a series of changes to the Home Affordable Refinance Program. These enhancements are designed to attract more eligible borrowers who can benefit from refinancing [...]]]></description>
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		<slash:comments>2</slash:comments>
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