Are you a buyer who doesn’t fit into the box when it comes to purchasing Atlanta real estate? Or, maybe your an agent with a buyer in this situation. The good news for you is that Academy Mortgage has plenty of programs designed to work with buyers in every situation.
Take a look at what we have to offer below to see how choosing Academy Mortgage is the right choice.
- Second mortgage financing to 95 percent LTV! Want to put 5 percent down instead of 20 to avoid a PMI? A second mortgage is the perfect solution for those looking in the sales price range of $200,000 to $600,000.
- Low credit scores- bring’em! We have a full time credit rescore specialist who does nothing but help those who may need a little TLC and direction on helping their credit score improve. We take the time to help each and every borrower who is willing and has a chance to purchase a home.
- High end products with great rates for Jumbo buyers! Considering a Jumbo loan? We have a product that allows you to borrow up to $1,000,000 for only .25 percent more than a conventional loan! Unlike a 30 percent or more down payment required by the other guys, this is available for only 20 percent down.
- Lightning fast closing times! Have to close in under two weeks? That’s what we’re here for. Our in-house processing, underwriting , closing, post-closing, shipping, marketing and everything else helps us to close more loans, faster.
- Underwriting that wants to close more loans! Our underwriters work with the mindset of how can I approve this loan, instead of what can I find to deny it. This makes a huge difference when it comes to buyers who don’t fit perfectly in the box. We work to find a way to structure the deal, so that the buyer can move forward and gain approval. Not all buyers have to have perfect credit, five years at the same job or a large down payment, we understand that and want to help the buyer, the loan officer and the agent close on their house.
The point is, at Academy Mortgage….we do that. Give us a call today at 404-574-2600 to learn more about all of our home mortgage programs and how we can help get you into your dream place.
Equal Housing Lender. (c)2013 Academy Mortgage License #3113. GA Lic. # 20505. This is not a commitment to lend. Academy Mortgage Atlanta: 5565 Glenridge Connector, Suite 400. Atlanta, GA 30342. Georgia Residential Mortgage Licensee.